Virtual wallet pnc bank Incoming Wire Transfers Incoming wire transfers have a different routing number than the one displayed on your account. If you have not directed PNC to link another account to your Virtual Wallet Student, the accounts will not be linked and you will not receive other relationship benefits on your unlinked PNC accounts. Follow us on Twitter @PNCVWallet for the latest Virtual Wallet updates. PNC’s My Finance Academy is a The PNC Virtual Wallet® is offered by PNC Bank, a bank founded in 1845 and based in Pittsburgh, PA. ). Oct 25, 2023 · PNC Virtual Wallet Student account is free for students ages 14 and up for up to six years, but it can get expensive when your adolescent enters adulthood. pnc. Manage your PNC statements and documents online with ease. A. The requirement that you direct us to link accounts in order for you to receive benefits applies to all of your PNC accounts. There are four types of Virtual Wallets to choose from, and each comes with free ATM access and mobile banking. Jun 11, 2025 · The PNC Virtual Wallet offers a suite of tools and resources to manage your money online, track spending, save money, and pay bills. May 16, 2025 · PNC Bank has an online checking account called PNC Bank Virtual Wallet®. Let’s take a look at how the PNC Virtual account works, as well as the features and fees you need to know about. Even though it's a digital product, you can open one if you live in a market with branches. You must tell us when you obtain a new PNC Bank product or service that you are a student in order to receive any student benefits available for that PNC Bank product or service. Compare to other cards and apply online in seconds If you have not directed PNC to link another account to your Virtual Wallet Student, the accounts will not be linked and you will not receive other relationship benefits on your unlinked PNC accounts. Enjoy the benefits of paperless banking, organized financial management, and secure online access. With PNC Virtual Wallet with Performance Select, the Spend account has a minimum opening deposit of $25 if opened at a PNC bank branch and $0 if opened online. Taxpayer Identification Number This can be one of the following: Social Security Number (SSN) Individual Taxpayer Identification Number (ITIN) Passport Number Employer If you have not directed PNC to link another account to your Virtual Wallet Student, the accounts will not be linked and you will not receive other relationship benefits on your unlinked PNC accounts. Bank virtually anywhere, anytime, with the PNC Mobile app. If You Are A Student: Some PNC Bank products may come with special benefits for students. I started out with the free Virtual Wallet Student account and I upgraded to Performance Select three years ago (no charges or fees because I meet the minimum balance requirement of $5000 in the Spend and Reserve accounts). Add your eligible PNC Visa ® debit and credit card (s) [1] to a digital wallet to shop in-store, in-app or online with your mobile or wearable device. Visit one of our branches or ATMs on campus today! Consumer Schedule of Service Charges and Fees Checking, Savings and Money Market Accounts Nov 7, 2025 · Get 24/7 access to PNC Bank accounts and find the nearest branch or ATM. For example, when you open a Virtual Wallet Account Jan 25, 2020 · PNC offers a full range of regular banking products, including checking and savings accounts, credit cards, loans and more. From Virtual Wallet to Premiere Money Market and Certificate of Deposit accounts, PNC has the right savings account to help you achieve your goals. See full list on mybanktracker. Oct 24, 2023 · Home » Banking » PNC Bank Review: More Than a Virtual Wallet PNC Bank Review: More Than a Virtual Wallet As the financial landscape continues to evolve, PNC Bank has adapted with the times, providing a diverse range of banking solutions to cater to the ever-changing needs of its customers. With a Visa debt card from PNC Bank, you can leverage contactless payment technology, pay bills online and get rewarded for purchases you already made. So what exactly is a Virtual Wallet? Here's what you need to know about it. Virtual Wallet con Performance Spend incluye el reembolso de los primeros dos cargos de PNC en cajeros automáticos nacionales o internacionales que no sean de PNC, y hasta $5 por los recargos de cajeros automáticos de otros bancos por cada ciclo de estado de cuenta. Q. Oct 19, 2025 · PNC Bank, member FDIC, was founded in 1845 and is now the seventh-largest US bank. Learn more about the Virtual Wallet Student, an exclusive tool for PNC student banking customers. com/en/welcome/virtual-wal for more information. Oct 31, 2025 · PNC Bank has been expanding rapidly across the United States. If you choose to only have a Spend account, the Reserve and Growth account information in this schedule does not apply. PNC Online Banking May 20, 2015 · Reviews, rates, fees, and customer service info for The PNC Virtual Wallet. A high yield savings account to help reach financial goals with a 3. PNC offers a number of mobile options, including a PNC Mobile App, PNC Mobile Web and Text Banking. Apr 30, 2025 · PNC Bank has standard benefits for its checking and savings combo packages. com, bankrate. Mar 26, 2025 · Digital wallet: PNC Bank’s popular Virtual Wallet combines checking and savings accounts with digital tools for managing your money. For mobile banking support, call 1-800-762-2035 For general support, call 1-800-PNC-BANK (762-2265) PNC offers several products and resources to help University of Illinois System students manage their money. Bank deposit products and services provided by PNC Bank, National Association. From traditional banking services to innovative tools like Virtual Wallet, PNC Bank strives to be your Aug 7, 2020 · SECURITY - With PNC’s Security Assurance, you can be confident that your personal and financial information will be protected while using the Virtual Wallet App. Having two checking accounts and one savings account makes it easy to manage your funds, reach your financial goals, and stay organized. If you have not directed PNC to link another account to your Virtual Wallet with Performance Select, the accounts will not be linked and you will not receive relationship benefits on your unlinked PNC accounts. The account has a Monthly Service Charge of $25, which is waived if you meet one of the following criteria: $5,000 combined average monthly balance in your Spend and up to 7 PNC Bank consumer checking accounts1 you have chosen to link Sep 22, 2025 · PNC also offers Virtual Wallet Student, a checking account with no balance requirement and no monthly service fee. Feb 12, 2015 · Reviews, rates, fees, and customer service info for The PNC Virtual Wallet® with Performance Select. The "virtual wallet" is a PNC bank concept meant to appeal to generation Y I've tried to research this myself but couldn't seem to get anywhere: I've got the Virtual Wallet through PNC which includes the Spend (Checking), Reserve (Short-Term Savings), and Growth (Long-Term Savings) accounts. com, etc. How does direct deposit get me benefits? PNC's Virtual Wallet ® products will waive the monthly service charge with qualifying direct deposits. 2 It gives you more flexibility and control when your balance is low or negative. Open a PNC checking account online in minutes and get access to our leading mobile banking platform, ~2,300 branches and more than 60,000 surcharge-free ATMs. Learn about overdraft fees and the services and solutions PNC Bank has in place to help you avoid them - including Low Cash Mode for Virtual Wallet. For example, when you open a Virtual Wallet Account You may choose to have a Virtual Wallet with Performance Spend account only, or Spend, Reserve and Growth accounts. Feb 2, 2015 · Reviews, rates, fees, and customer service info for The PNC Virtual Wallet® with Performance Spend. Product options vary by location with some places having up to four Virtual Wallet versions to choose from. Get answers to some of the most commonly asked questions about your credit card account, billing statements, payments, managing your account online, and contact information for PNC and affiliates. Remember: for the next 45 days, you won't be able to change your edition again online. One way they’ve been attracting new customers is through a PNC checking account bonus available on their Virtual Wallet account. Some banks compete for customers with unique features for particular markets. You should get an email verification. 53% Annual Percentage Yield & no minimum balance or service fees. ©️2022The PNC Financial Services Group, Inc. Learn about the convenience of ATM Banking with PNC Bank, find a PNC or Partner ATM near you and read more about card free access & additional atm features. . Nov 17, 2025 · EWC+ with the PNC Bank - Web Connect and the PNC - Virtual Wallet financial institutions works correctly because these FIs were designed to work with EWC+. The Reserve account only yields 0. To add an eligible PNC credit card to your Virtual Wallet, click on the Preferences tab in your Virtual Wallet web experience, and select the Credit Card section. With more than 2,200 branch locations and over $557 billion in assets, they are the sixth-largest bank in the U. Thereafter, look for the logo near the top of Virtual Wallet to confirm your new edition. Jul 3, 2025 · PNC Bank offers generous cash bonuses for new accounts - see how you can get up $400 to open a New Performance Checking Account. However, you can still switch during this time if you call 1-800-352-2255 or visit a PNC branch. To enroll in Online Banking, you will need the following information: PNC Account Number The full account number for any PNC account you hold, including checking/savings accounts, loans, and debit/credit card numbers. Find updates and information about PNC Bank services, including contact details and assistance options for customers. There you can select the PNC credit card you want to add to your experience, and then click the Include Card button. PNC has got you covered with many ways to pay. The bank’s high-yield savings is limited to certain states. No digital wallet? No problem. Jan 9, 2024 · Expert Take PNC Virtual Wallet is best for anyone who wants digital budgeting and savings tools while being able to manage their money online. e. A Debit Card will be issued when your Virtual Wallet is opened, or you may link your Virtual Wallet to an existing PNC Debit Card or University ID card (if available). The Virtual Wallet has three components, including a primary checking account called Spend, a secondary checking account for short-term planning called Reserve and a savings account called Growth. com Jul 9, 2024 · If these options sound appealing, here's a closer look at the PNC Bank Virtual Wallet and its three tiers by breaking down annual percentage yield (APY), access to your cash, perks and fees. If you have not directed PNC to link another account to your Virtual Wallet with Performance Spend, the accounts will not be linked and you will not receive applicable waivers of monthly service charges or other relationship benefits on your unlinked PNC accounts. Please visit https://www. Apr 18, 2024 · PNC Virtual Wallet overview PNC is the sixth-largest US bank according to assets, based on the Federal Reserve’s latest ranking. com, google. PNC Bank offers a wide range of personal banking services including checking and savings accounts, credit cards, mortgage loans, auto loans and much more. Student banking made simple: open an account online, manage your money with digital tools, and access financial education and scholarships. I basically use the Reserve as a potential overdraft buffer by Aug 18, 2025 · The core PNC bank account is called the Virtual Wallet Checking with Performance Spend. 01% interest as compared to the 0. PNC Bank offers services tailored to meet the needs of our students. Learn how to complete all of your banking online with our collection of Mobile Banking FAQs. Take control with simple, easy-to-use interactive tools designed just for students. For advertising and marketing, we use third-party advertising cookies and tracking technology from domains different than pnc. Member FDIC Read a summary of privacy rights for California residents which outlines the types of information we collect, and how and why we use that information. This is solely a checking account, whereas some other options from PNC Bank blend checking and savings accounts. Low Cash Mode from PNC is a game-changing new tech that helps you avoid overdraft fees and make important payment decisions when your balance is low. Low Cash Mode® works with Virtual Wallet Spend through the PNC Mobile app. Compare to other cards and apply online in seconds PNC Bank offers a wide range of personal banking services including checking and savings accounts, credit cards, mortgage loans, auto loans and much more. PNC limits these reimbursements to $5 per occurrence. Virtual Wallet Student® provides a digital banking experience to keep your money organized while in school. You’ll also get Extra Time to regain control of your balance. Oct 22, 2025 · PNC Virtual Wallet is a banking package that includes a primary checking account called a Spend account, a secondary checking account called a Reserve account, and a savings account called a Growth account. Account benefits may vary by school. Apply online today! PNC Virtual Wallet with Reserve (“Reserve”) is an interest-bearing checking account. Unlike a digital wallet, which just allows you to link payment accounts for secure shopping, PNC’s Virtual Wallet is more of a multi-purpose bank account. Banking online has never been easier thanks to PNC Banks Mobile App. While PNC’s interest rates could be higher and some competitors have a more sleek banking platform, it’s a solid choice of bank with some rewarding bonuses. S. They earn different rates and are available in different markets. Enjoy a checking account bonus of up to $400 when you open a new PNC Virtual Wallet bank account with qualifying direct deposit activities. It offers an online banking service called Virtual Wallet, which includes two checking accounts and a savings account. Nov 2, 2025 · Stay informed of the latest updates for PNC services or any known issues for PNC websites or mobile apps. Jun 30, 2025 · PNC Bank is one of the nation’s biggest banks—you can enjoy service at approximately 2,300 branches and over 60,000 ATMs nationwide and open some accounts from anywhere online. PNC Bank's Virtual Wallet with Performance Spend is three accounts in one, designed to better manage your money and obtain a high return. Sep 3, 2025 · If you have PNC’s Virtual Wallet®, you can also take advantage of up to two fee reimbursements per payment cycle for non-PNC ATM transactions. PNC offers several products and resources to help Carnegie Mellon University students manage their money. Nov 18, 2025 · What Do They Offer? PNC Bank’s combines checking and savings in a product called Virtual Wallet. What Is a Reserve Account Virtual Wallet?. Enjoy low fees, easy waivers, and features that make managing your day-to-day finances simple. It’s designed to help customers save for upcoming or unforeseen expenses. Checking at PNC Bank is Virtual Wallet Your Virtual Wallet comes complete with helpful digital tools, linked checking and savings accounts, plus: PNC helps make your financial life simpler with WorkPlace Banking, which provides features like: Savings and rewards on banking services Technology tools to help you bank where and when you want Convenient direct deposit of your paycheck into a PNC checking account You can even choose the checking account best suited for your lifestyle and banking needs, such as Virtual Wallet® with Boring is smart, steady and dependable. That means that even if you told us when you opened your Virtual Wallet account that you We will only link accounts at your direction. Visit one of our branches or ATMs on campus today! PNC and Zelle® allows you to send money almost immediately with just an email address, US Mobile Number or a QR code in the PNC Mobile App. So if you see either of these FIs in the PW Vault with "Not required" in the Password Stored column of PW Vault then that is not an issue. Securely access your PNC online banking account through this login page. Sep 12, 2023 · PNC is offering checking bonuses of up to $400. Check your Consumer Fee Schedule for your fee and ways to waive it. PNC can help make it easier to manage your money with our financial tools and technology with our online and mobile banking solutions. How Does PNC Virtual Wallet Work? In this video, we’ll introduce you to PNC Virtual Wallet, a financial management tool designed to simplify the way you handle your personal finances. If you make $5,000 worth of direct deposits within the first 60 days of opening your account, you’ll receive up to Jun 6, 2025 · PNC Bank offers a high-yield savings account and an interest-earning combo account (checking and savings). Open a Simple Checking account for students. com (i. To set up an incoming wire transfer, you'll need to provide your account number and the following PNC Bank Routing Number: 043000096. The perks of this account are good for up to six years. Open a new account, deposit a check, make bill payments and get access to more digital tools like Low Cash Mode® – all from our mobile app on your smartphone or tablet. The amount of deposits and monthly service charge fee can vary depending on the type of Virtual Wallet product. PNC Virtual Wallet® checking account is available in 28 states and Washington, DC. Mar 28, 2020 · Check out the features in PNC online Virtual Wallet, a banking app with features for managing money and budgeting. Contact us if you are experiencing access issues not listed. Compare to other cards and apply online in seconds Mar 5, 2025 · PNC Virtual Wallet accounts are best for those who want the convenience and flexibility of checking and savings features in one account. Some of these benefits include: 6 ATMs on campus and a full-service branch located in TUC, Level 3. Enroll today and bank virtually anywhere or anytime. How do I set up my Virtual Wallet? For additional help getting started with your new Virtual Wallet, learn more in our Virtual Wallet Guide. This Agreement provides the terms and conditions that govern electronic funds transfers for personal accounts opened at PNC Bank. Dec 1, 2020 · PNC Virtual Wallet typically combines checking and savings accounts in a package with online money management tools, though it does exist as a product containing just a checking account. Can I request paperless statements for my credit card? A. When you sign up for Jan 2, 2025 · PNC Bank’s Virtual Wallet Student is worth consideration if you’re looking to open a checking account with a bank that has a strong presence on or near college campuses. An overview of PNC Virtual Wallet. Both bonuses require the following direct deposits within 60 days of account opening: Open a Virtual Wallet Performance Spend and receive $200 with direct deposits totaling $2,000 Open a Virtual Wallet Performance Select and receive $400 with direct deposits totaling $5,000 Open a Virtual Wallet Performance Spend and receive $200 with direct Updated August 2021 This Consumer Electronic Funds Transfer Disclosure Statement contains PNC Bank’s Consumer Electronic Banking Agreement (“Agreement”). I have had PNC Virtual Wallet for 7+ years and I am very happy with it. If you make $5,000 worth of direct deposits within the first 60 days of opening your account, you’ll receive up to Nov 19, 2025 · PNC Bank Promotions of 2025 PNC Bank Personal Checking Account Bonus Offer: Earn $400 At PNC, checking accounts are referred to as Virtual Wallets, and there are several options to choose from. Whether you’re a personal account or small business owner, digital wallets provide ease and convenience when making payments. A popular choice is the PNC Virtual Wallet, which lets you manage your money online across accounts designed for checking, saving and investing. With Contactless PNC cards, you can May 14, 2025 · Review: The PNC Virtual Wallet is a good option if you want the features of a checking account and a savings account in one package and you have $500+ in monthly direct deposits. 055% interest my Growth account accrues. For nearly 160 years, PNC Bank has been brilliantly boring with your money so you can be happily fulfilled with your life. PNC reserves the right to refuse or return any deposit amount to you that causes the combined balance of all of your Virtual Wallet Growth accounts with us to exceed $5,000,000 (including any jointly owned, or in the case of an account owned by a living trust, jointly managed accounts). facebook. With Virtual Wallet, there’s no minimum deposit to open an online account. The official bank of NC State NC State has partnered with PNC Bank to provide banking solutions to the NC State campus. obh mfdy efiind mafyn hef awtnq myb ekpytcqk ayak saij qqed uyocw nrql ndpu gdxgn