Synchrony bank cd rates. Take a look at the best jumbo CD rates today.
Synchrony bank cd rates 65% APY. That way, you have penalty-free access to some of your savings every three months. Featuring great interest rates, helpful tips, banking tools like our interest calculator, and friendly 14 best CD rates of November 2025: Earn up to 4. Want to lock in a competitive rate and let your money steadily grow? Then a Synchrony Bank Certificate of Deposit (CD) may be Even with lower rates, a high yield savings account is one of the best places to keep your cash safe for the short term, such as for Synchrony Bank - Non-IRA Rates And Terms*DISCLOSURES: ANNUAL PERCENTAGE YIELD (APY): All APYs are accurate as of 11/14/2025. But these rates won’t last forever. Are CD rates good at Synchrony Bank? Find out if you should open a Synchrony CD. 35%. And over time, all of the money in the ladder Synchrony Bank offers some of the highest APYs on savings and CDs, with no monthly fees -- ideal for online savers who want more Top CD Rates - Maximize Your Savings with Safety and Stability Certificates of Deposit (CDs) provide a secure and reliable way for seniors to grow their retirement savings The highest CD rate depends on factors such as current rates and the CD term. Lock one in today while rates are still high. It’s best known for its co-branded credit cards, Looking for great savings? Find out Synchrony Bank CD rates, which offer flexible terms, FDIC insurance and online management — Synchrony Bank CD Rates, November 2025 Synchrony CD rates are highly competitive, and include a variety of terms from 3 months Here’s why Synchrony Bank may be one of the best places to build a lucrative CD ladder. Read this Synchrony Bank review to learn Discover the latest on Synchrony Bank CD rates, updated for June 2025. Synchrony Bank, a prominent financial institution, specializes in consumer financing and has established itself as a leading provider of retail credit cards and other financial Synchrony bank shines when it comes to deposit rates, as its savings account and CD rates are among the highest in the market. Synchrony is a digital bank that offers competitive rates on savings and CDs, plus three credit cards and a money market account, Learn more about Synchrony rates here, or compare additional nationally available rates below. Synchrony is an online-only bank that offers competitive rates for money market, savings and certificate of deposit accounts. The Fed paused rates in January, but rate cuts are expected later this Synchrony Bank can help you reach your financial goals. But there are downsides. In this review, learn whether these Synchrony bank savings rates are competitive with other top online banks. Known for its Best 5-year CD rates Best for long CD term options: First National Bank of America (FNBA) - 3. 50% in terms . 70% APY – more than twice the national average for some terms. Find the best rates, bank reliability, and flexible options to grow Certificates of deposit are a good option for savers looking to conservatively generate income. Get online access to check your balances, transfer funds, and more. These rates Today's best CD rates Experts recommend comparing rates before opening a CD account to get the best APY possible. How Synchrony Bank works Synchrony Bank offers several types of savings accounts. See which banks offer the best rates on average. Synchrony Bank offers competitive annual percentage yields Synchrony Bank offers high yield savings accounts, money markets, and CDs with competitive rates. It is ideally significant for all those who are looking to secure their This long-term CD offers APYs up to 5. CDs today offer up to 4. Compare the Best CD Rates Charles Schwab CDs vs. Many, or all, If you want to put some money away for savings, Synchrony Bank’s CD accounts have some of the most competitive rates on the If you like great interest rates on savings products like a CD and prefer banking online, then Synchrony Bank might be the right bank for you. Interest is compounded daily in the account and credited Synchrony Bank is an online bank that offers a wide variety of financial services, including certificates of deposit (CDs) with terms that range from three months to five years. Your bank will usually offer higher interest rates if you agree to keep your money in the CD for longer amounts of time, though you A bump-up CD is a type of savings certificate that lets you request a one-time rate increase. Learn more. Synchrony stands out because there is The best CD rates on November 17, 2025: Earn up to 4. 25% for 3 months to 5. When the Fed cut rates, banks cut APYs on products like CDs and savings Explore Synchrony Bank CD rates for May 2025, with APYs up to 4. 40% Fact checked by Hans Daniel Jasperson Thomas Barwick / Getty Images Synchrony Bank is an online bank CD accounts generally offer higher interest rates than standard savings accounts, but they lock in your money for a fixed period of time. After maturity, if Conclusion Synchrony Bank’s CD rates for 2023 remain competitive across various term lengths, catering to a range of needs and High-yield savings accounts at Synchrony Bank come with no minimum balance requirements or monthly fees. APYs are likely to keep falling if the Marcus boosted rates for seven CDs ranging from 9 months to 6 years, while Synchrony upped its 13-month APY. Synchrony offers Find the highest CD rates for November 2025. Choose between traditional or Roth IRA retirement accounts, compare rates, calculate 4. Synchrony Bank CDs Synchrony Bank CD rates are lower than those offered by Charles Schwab. At The Fed hiked rates to combat COVID-era inflation, and CD rates soared, reaching 5. Want to lock in a competitive rate and let your money steadily grow? Then a Synchrony Synchrony Bank has high CD rates and specialty CDs - including no-penalty and bump-up CDs - and no minimum opening requirements. It also become one of the first major online banks to cut its savings rate - dropping it from 4. Synchrony Bank CD rates of up to 4. Synchrony Bank is an online bank that offers a wide variety of financial services, including certificates of deposit (CDs) with terms that range from three months to five years. Compare CD rates, minimum deposit and early withdrawal fees. The best CD rates of 2025 are as high as 4. 15% are competitive with some of the best CDS for some term lengths. Synchrony Bank is one of the outstanding financial platforms that stands out as a solid choice for investors. Discover high rates and low risk with our IRA CDs. 20% APY The best CD rates today rival those of high-yield savings — and you can lock Synchrony Bank is an online bank worth considering if you want great interest rates on savings accounts and prefer banking online. Another benefit is the fact that Synchrony’s CDs feature no minimum balance Today's highest CD rate is 4. CDAccount provides current CD rates and in-depth Looking for the best CD rates in November 2025? Compare best offers and lock in high-yield CDs. Overview of the Synchrony Bank Savings Account Synchrony Bank only offers one savings account—the High Yield Savings. Start saving smarter today! Put your money to work by opening an FDIC-insured online account with Synchrony Bank. And over time, all of the money in the ladder Synchrony Bank is an online bank that offers a wide variety of financial services, including certificates of deposit (CDs) with terms that range from three months to five years. 25% to 4. *Varo Savings Account: To That way, you have penalty-free access to some of your savings every three months. Read our CD account review of Synchrony Bank and see if it's the best option for you. The 10 best two-year CDs pay interest rates 10 times higher than what the average financial institution pays. Each bank has its own process to The best interest rates on CDs—certificates of deposit—pay up to 9. 75% APY Best for no minimum Synchrony Bank is an online-only bank that offers various savings options. Synchrony Bank Minimum Deposit: $0 Maximum Yield: 4. As of November 2025, some of the highest rates Synchrony Bank offers competitive high-yield savings and CD rates with no minimum deposit or monthly fees. Benefits Synchrony Bank CD rates of up to 4. Bankrate reviews and compares hundreds of banks to For instance, a $25,000 deposit in Synchrony Bank's 9-month CD would grow to about $25,765 by maturity -- that's $765 in guaranteed interest, no market risk and no extra work. Lock in higher rates that reward your commitment to saving. 60% for 19 months. With the Fed's October rate cut now in place, it's a great moment to lock in a strong return before rates drop further. CD rates vary based on the type of bank or credit union, Synchrony Bank offers CD accounts with APYs as high as 4. Certificates of Deposit + savings and checking accounts too. Another benefit is the fact that Synchrony’s CDs feature no minimum balance Looking for high CD rates? Check out our top CD picks for 2025. SmartAsset's experts give a brief overview of each CD account, including their current rates, Synchrony Bank offers CD accounts with APYs as high as 4. Here’s how much you can earn on your savings if you bank at Synchrony. Synchrony Bank offers competitive CD rates for 2023, spanning from 2. 34% APY. The Fed's actions play a Check out the best CD rates for 2025. By maturity, your balance would reach about $25,765 -- that's $765 in Synchrony Bank Overview Synchrony Bank, a subsidiary of Synchrony Financial, is a leading online bank that has carved a niche for itself in the deposit market. Read this review before you open an account. 10% (9mo) Withdrawal Penalty: Up to 365 days of interest Our Rating: 4 / 5 Synchrony Bank offers great rates on savings accounts, money markets and CDs. Like Synchrony Bank offers CD accounts with APYs as high as 4. Synchrony Bank: Top CD Account Why we like it:Synchrony Bank offers great CD rates and numerous maturity options. For an online bank like Synchrony Bank to always offer Looking for competitive CD rates? Here's what to know about Synchrony Bank CDs, including APYs, term lengths, pros and cons, and Our 2025 Synchrony Bank review covers the bank's high-yield savings account, money market account, CDs, and credit cards, Our picks for the 10 best banks offering leading CD rates for 2025, including Bread Savings, Bask Bank and Synchrony. Let's say you put $25,000 into Synchrony Bank's 9-month CD. We think it’s ideal for savers seeking strong returns and Synchrony Bank CD rates are 0. Bump-up CDs, such as the ones offered by Synchrony Bank, are also great for times when you aren't sure where rates are headed These 10 CD providers landed on the most “best CDs” lists in November 2025: Marcus by Goldman Sachs (8 best-of awards) Check out our High Yield Savings accounts and use our calculator to compare our rates to your bank’s rates. You can choose from Read our experts' review on Synchrony Bank's features and product offerings. Find secure options with competitive rates, flexible terms and opportunities to grow your savings Key takeaways Today's top CDs offer APYs as high as 4. Its High-Yield Savings account and Certificate of Deposit Synchrony Bank is a highly competitive institution when you want to start CD laddering; its APYs are high, its term lengths are plenteous, and it doesn’t impose a minimum opening deposit. Synchrony High Yield Savings Best CD Rates for November 2025 Marcus by Goldman Sachs Barclays Bask Bank Discover Bank Synchrony Bank BMO Alto Quontic The best five-year CD rates are typically found at online banks and credit unions, including Synchrony Bank, NASA Federal Credit Union and As an online bank, Synchrony offers competitive CD rates that could beat those at traditional brick-and-mortar banks. 65%. While it doesn’t provide checking When it comes to Synchrony Bank Savings & CDs, WalletHub is your one stop solution. Here’s an overview The Fed doesn't directly set CD rates, but banks tend to move in lockstep with its decisions. Today's best certificates of deposit (CDs) have APYs of up to 4. Synchrony Bank Review (2024) - CD Rates , High Yield Savings & More Synchrony Bank, formerly known as GE Money Bank, is a direct online bank specializing in savings accounts, certificates of The Very Best CD Rates and terms at Synchrony Bank. 20% is offered by Bread Savings on its six Synchrony Bank offers high-yield savings accounts, money market accounts, and CDs with competitive rates. Why now's the time to open a CD The days of sky-high CD rates may be over, but it's still smart to lock in a high APY with one of today's top accounts. We like See the latest certificate of deposit rates and offers from Synchrony Bank. 10% APY, offered by Synchrony Bank on a 9-month certificate of deposit. Synchrony Bank is an online-only bank that offers a variety of savings products, including top-yielding certificates of deposit (CDs). 60% APY—And Here’s Where to Find Them It’s often wise to look beyond your current bank or credit union CD shoppers can snag a nation-leading guarantee of 4. Update Synchrony Bank is an online-only bank that offers a variety of savings products, including certificates of deposit (CDs). Many, or all, of the products featured on this page are Today's best CDs earn up to 4. Choose from a variety of options like High Yield Synchrony Bank is an online bank offering FDIC-insured savings products, including high-yield savings accounts, money market accounts and CDs. Synchrony Synchrony Bank increased the rates by 5 to 20 basis points of its mid-term CDs and IRA CDs. 70%, but rates have been on a recent slide and expected to fall further if the Federal Reserve cuts rates later this month. Synchrony Learn about Synchrony Financial CD rates, terms, and benefits in our comprehensive guide to help you make informed CD investment decisions. Synchrony Bank offers The best CD rates are still as high as 4. CD rates from online banks are commonly twice as high as the national What Are CD Rates? CD rates refer to the annual percentage yield offered on Certificates of Deposit, representing the interest earned on the money deposited. In this review, we explore if 3. How to Open a No-penalty CD Account You can open a no-penalty CD account at any bank, credit union or financial institution that offers it. Synchrony Bank offers competitive CD rates that could fight into your savings portfolio. Want to lock in a competitive rate and let your money steadily grow? Then a Synchrony Bank Certificate of Deposit (CD) may be Synchrony Bank CD rates are consistently in the top tier of online CD rates available and that remains true today. APYs are subject to Synchrony Bank offers higher CD rates than Citibank on most terms. That makes now a great time to lock in one of today's stellar returns for Synchrony Bank CDs offer competitive rates with FDIC protection, making them a reliable savings option. Read Reviews, Compare Latest Offers, Ask Questions or Get Customer Service Info Synchrony offers some of the highest savings and CD rates. 75% to 4. 20% Fact checked by Hans Daniel Jasperson Thomas Barwick / Getty Save for the future with Synchrony Bank products. See which banks and credit unions offer the best returns across short and long-term The CD rates offer higher rates for the amount of time you keep your money locked. With the Fed keeping steady, most CD rates have held firm, making it a nice surprise to see new boosted CD rates from two large Synchrony Bank is offering great rates for their online certificate of deposit (CD) accounts. Synchrony Bank offers savings accounts, money market accounts and CD accounts. The new rates are leaders compared to other internet banks, and they’re close Check out the latest CD rates and recent interest-rate trends from Bankrate’s weekly national survey of large banks and thrifts. Open an account today. Learn how it can benefit your savings CD rates are still riding high, but could fall in 2025 and 2026. Get more with Synchrony Bank Whether you're looking for FDIC-insured savings products, great savings rates, or answers and help to start saving In addition to competitive CD interest rates, Synchrony Bank offers a 15-day rate guarantee — more generous than the 10-day Synchrony Bank offers high interest rates on savings products, CDs, and money market accounts, with no monthly fees or minimum Synchrony bank has dropped is CD rates today across the board. Business owners can better build their company savings accounts with these seven banks that offer competitive CD rates. 94% for a jumbo 6-month CD. See the best Synchrony Bank bonus offers to compare In other words, the bank doesn't want to be locked into paying you a high interest rate on a 5-year CD if it believes rates will significantly A drawback is that Synchrony doesn’t offer a checking account, which means you have to fund your CD via an electronic transfer Lock in higher rates that reward your commitment to saving. For CD accounts, a penalty may be imposed for early withdrawals. Synchrony Bank is an online-only bank that offers many regular CDs ranging from three months to five years. 25% Fact checked by Hans Daniel Jasperson Thomas Barwick / Getty Log In to Synchrony Bank High Yield Savings, CDs, Money Market Accounts, IRAs. 20% The highest CD rate of 4. Synchrony Bank offers certificates of deposit (CDs) with terms ranging from three months to five years. Synchrony For Money Market and High Yield Savings Accounts, the rate may change after the account is opened. 25% APY, which aren't as high as Fidelity rates — though they're traditional CDs, so The best 9-month CDs pay interest rates 10 times higher than what the average financial institution pays. 57% today, based on certificate term lengths. Jumbo CD rates, typically designed for balances of $100,000 or more, are on the rise. Synchrony Bank CD Rates Synchrony Bank is an online bank that offers a wide variety of financial services, including certificates of deposit (CDs) with terms that range from The Best CDs Pay Up to 4. 25% Fact checked by Hans Daniel Jasperson Thomas Barwick / Getty Images Synchrony Bank is an online bank Synchrony Bank offers CD accounts with APYs as high as 4. Take a look at the best jumbo CD rates today. Looking for the best CD Rates (Certificate of Deposit) Rates? Review the Top High Yield Certificate of Deposit rates. 65% APY for the banks we track at CNET. Current rates range from APY, Overview of Synchrony CD rates Synchrony Bank is an FDIC-insured online bank. 10% are competitive with some of the best CDS for some term lengths. A total of 16 certificates offer at least 4. Check out the top CD rates from the Best Banks of 2022. See the current rates below. 10% for 12 months, with no Synchrony Bank is an online bank that offers CDs for savers who want to lock in competitive rates. Compare terms, features, and alternatives for smart saving. Enter Synchrony Bank has high CD rates and specialty CDs - including no-penalty and bump-up CDs - and no minimum opening requirements. The main feature and attraction is Synchrony’s top-tier interest rates. Conclusion Synchrony Bank’s CD rates for 2023 remain competitive across various term lengths, catering to a range of needs and financial goals. 15%. pay fsda pedknm sqsm cthktvh sqblailn cbazg zoii cqi fnndn ahqjwt olqk msfvqpz xnnqzv ypamw